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兰化一中2023届高三第三次阶段考试高三英语(命题人:徐蕊2022年11月)第一部分阅读理解(共两节,满分40分)第一节(共15小题;每小题两分,满分30分)阅读下列短文,从每题所给的A、B、C和D四个选项中,选出最佳选项。yThis chart shows how much money Americans have in savings at every age.The typical American household has an average of 8,863 in an account at a bank or creditunion,according to a recent report from Bankrate that analyzed inflation-adjusted data from theFederal Reserve.That's purely in liquid savings,so it doesn't include retirement funds or otherinvestments.However,that amount varies greatly by age and household type.$20,000$18,000$16.000$14,000$12,000$10,000$8,000$6,000$4,000$2,000$0Younger than 35 35~4445-5455~6465~7475 or oldersingles w/children singles w/o children m Couples w/children Couples w/o childrenSavings vary widely by household type and ageFor many families,this amount of savings falls short,some experts warn."The ultimatedestination should be enough to cover six months'expenses,perhaps 9 to 12 months for solebreadwinners or self-employed individuals,"Greg McBride,CFA and chief financial analyst forBankrate,com,says in the report."Here's the thing with emergency money:More is always better,"best-selling author and co-founder of AE Wealth Management David Bach tells CNBC Make It."You hear all the time expertssay,you should have three months of expenses set aside.Well,it depends.In the recession,whenpeople lost their jobs,three months of expenses set aside wasn't enough."Meanwhile,other research has found that 60 percent of millennials don't have enough moneyto cover a 1,000 emergency.In addition to building your emergency fund,you should aim to put around 15 percent of yourincome towards retirement savings,according to the financial services company Fidelity.高三英语1/10
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